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What Qualifies as Total Permanent Disability?


Total permanent disability is a condition wherein an individual can no longer work due to his or her bodily injuries. Injuries involved in this condition are acquired and drastic that the individual may never be able to work again. These injuries may be due to accidents, medical malpractice, defective equipment, and other injurious instances that may involve fault or negligence.

This type of disability implies a loss of the use of limbs or other body parts that are necessary for basic movement and fulfillment of the senses. The qualifying factor in total permanent disability is whether or not the person can still undergo additional curative treatment options. If he or she still can, the person will not be categorized as one who has a total permanent disability. For instance, a professional driver who loses his eyesight and lower limbs will not anymore have the opportunity to undergo additional curative treatment. As personal injury lawyers, specifically a car accident lawyer in Connecticut, we would recommend the professional driver to file a claim for total permanent disability.

Depending on your injuries, you can potentially make a claim for total permanent disability benefits in the following instances:

  • If you are unable to work in your occupation
  • If you are unable to work in any other form of occupation which you are suited to do
  • If non-working, you are unable to undertake any usual day-to-day duties

When a person is considered to have a total permanent disability, he or she will lose a significant source of income. Therefore, it is important to know where to claim the benefits that you are entitled to receive. To know more, call Orthopedic Injury Lawyers! Our personal injury lawyer in Hartford, Connecticut will gladly assist you.

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